Ready to buy a home? Owning a home is one of the most satisfying, and financially beneficial, accomplishments a person can achieve. Congratulations on getting started!

Los Angeles has one of the busiest, and priciest, real estate markets in the United States. The good news is that you’ll be working with professionals in several different fields to help you find the home you want, get your offer accepted and successfully complete the purchase.

The first step is to recognize what stage you're in.

  1. Just Beginning - As tempting as it is to start looking at homes, the most important job for you at this point is to find what budget is affordable, and comfortable, for you. It's not enough to just "know what I can get approved for" or to calculate a loan payment from online mortgage calculators. Start talking with a qualified lender right away. There are many factors he'll go over, and you may find some programs that make affordability easier for you.

  2. You're financially ready - Now you want to know where you can find the kind of home you want in an area that has the amenities you're looking for. This is a when many people start looking online. That's good to get your feet wet. You'll also want to find a Realtor® who can give you insights about where you'll find the home you'll be happiest with.

  3. You're ready to roll - Now you're ready to actually select a home. Your Realtor® will help you focus on the best prospects for you and arrange showings for your favorites, while saving you time and travel.

  4. Making an offer, getting it accepted and working through escrow - There's a lot to be said about each of these. Your Realtor® will give you advice and guidance to get the best results for your situation. The communications you've had together since Stage 2 will benefit you as you go through these processes.